Ultimate Mortgage Calculators 2025 — Mortgage Payment, Refinance & Amortization Tools

🏠 Mortgage Calculators Hub

Your all-in-one mortgage calculation center | Financapedia.com

Welcome to Financapedia's Mortgage Tools

Explore our suite of smart mortgage calculators to estimate payments, analyze refinancing options, and plan your home loan strategy with confidence.

🏠 Mortgage Payment Calculator

Instantly estimate your monthly mortgage payment — sleek, responsive, and designed for all devices.

Loan Amount ($)

Interest Rate (%)

Loan Term (Years)

🏠 Mortgage Affordability Calculator

Find out how much home you can afford — uses standard U.S. DTI rules and shows an instant chart.

Gross Monthly Income ($)

Monthly Debt Payments ($)

Down Payment ($)

Interest Rate (annual %)

Loan Term (Years)

🔄 Refinance Savings Calculator

Estimate how much you can save by refinancing your mortgage.

Current Loan Balance ($)

Current Interest Rate (%)

New Interest Rate (%)

Remaining Term (Years)

Refinance Closing Costs ($)

💸 Extra Payment Impact Calculator

See how making extra monthly payments can reduce your loan term and total interest paid.

Loan Amount ($)

Interest Rate (%)

Loan Term (Years)

Extra Monthly Payment ($)

📅 Amortization Schedule Calculator

View a complete amortization schedule showing principal and interest for each payment.

Loan Amount ($)

Interest Rate (%)

Loan Term (Years)

🏠 Rent vs Buy Calculator

Compare the long-term costs of renting versus buying a home.

Monthly Rent ($) Expected Annual Rent Increase (%) Home Price ($) Down Payment ($) Mortgage Rate (%) Loan Term (Years) Property Taxes (% per year) Maintenance (% of home value per year) Comparison Period (Years)

💳 Debt-to-Income (DTI) Calculator

Calculate your DTI ratio to see your mortgage readiness.

Gross Monthly Income ($) Total Monthly Debt Payments ($)

🏦 Mortgage Comparison Calculator

Compare two mortgage options side-by-side to find the best deal.

Loan Option 1

Loan Amount ($) Interest Rate (%) Loan Term (Years)

Loan Option 2

Loan Amount ($) Interest Rate (%) Loan Term (Years)

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